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General Information
 
If you need a convenient way to benefit from a loan without having to complete loan applications, then our Lines-of-Credit (LOC) may be right for you. As your outstanding balance decreases, you can access additional funds up to your loan's maximum limit without having to apply for a new loan.

Lines-of-Credit options include: Unsecured LOC, Secured LOC, and Property Equity LOC. Our Property Equity LOC is specially developed for persons with mortgages with the Credit Union, and is an ideal option for home improvement projects, property taxes, home and contents insurance, and hurricane preparedness. Our Secured LOC and Property Equity LOC options attract lower rates of interest. Be sure to speak to our lending officers to find out which LOC is right for you.